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Ultimate Guide to Appliance Financing

by Albert Lee Appliance

Man in a suit hauling a refrigerator on a dolly

At a Glance:

What is Appliance Financing?

4 Reasons to Apply for Appliance Financing

What Can I Finance from Albert Lee?

Reasons You Should Finance Through Albert Lee

FAQs

Why Trust Us?

Did you know you can take home new appliances without spending a dime the day you purchase them? The secret is appliance financing, the cost-friendly solution to purchasing major appliances without a major credit card or cash. There are several benefits to appliance financing — especially when you choose Albert Lee as your appliance supplier. We’re Puget Sound’s oldest locally owned appliance dealer, and we want to make creating your ideal home easy with our exclusive financing options.

Discover whether an appliance loan from Albert lee is the right for you as we answer what appliance financing is, why appliance financing is good, and all the reliable appliances you can finance through us.

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About Appliance Financing

Appliance financing is a convenient way for buyers to purchase home appliances without cash or having to charge a credit card. In most cases, applying for an appliance credit line doesn’t affect credit (but payments may), and once approved, shoppers can start financing new appliances the same day.

At Albert Lee, we offer exclusive credit lines for appliances through BrandSource. A partner in a network of over 4,500 locally owned businesses, BrandSource is a trusted name in the home appliance, electronics, and furniture industry, empowering buyers to shop local, get the best value for the money, and build a dream home with flexible appliance loans.

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How do You Apply for a Finance Line at Albert Lee?

Simple! Stop by any of our six locations throughout Puget Sound, and one of our associates will help you sign up for a new Albert Lee financing line. The process is quick, and our friendly team can help answer any questions you have about opening up your new line.

4 Reasons to Apply for Appliance Financing at Albert Lee

When shoppers ask us, “should you finance your appliances?” we provide four good reasons why appliance loans are a good solution.

1. Purchasing Appliances Can be Expensive

Man using credit card to shop online

Now more than ever, extra finances are a commodity that not everyone has. But Albert Lee firmly believes that income should never get in the way of a happy home. As a local business in Puget Sound for more than 80 years, we’re committed to building our communities — and our exclusive financing options help buyers do that without having to break the bank.

2. Financing Appliances Can Build Healthy Credit

On one hand, buy now, pay later appliance loans won’t build your credit like a major credit card, but for many shoppers, that’s a bonus. You can still make a positive impact on your credit profile by financing appliances, and applying typically doesn’t result in a hard credit inquiry, which can look bad after several hits. 

3. An Appliance Credit Line is Good for Emergencies

Man holds nose from a stinky fridge

Opening a fridge to spoiled food is a double whammy. On top of dinner being ruined, you’re also in a race to replace your fridge — fast and affordably. In situations like these, it’s easy to buy a low-end model to make ends meet, but so is financing an appliance. Plus, the flexibility of an appliance loan means you can explore upgraded appliances that won’t cost you a dime today and you can pay off over the course of several months.

4. Apply for Appliance Financing Today, Save on Deals Tomorrow

Once you qualify for appliance financing at Albert Lee, you get access to exclusive appliance deals Seattle shoppers won’t find anywhere else. Albert Lee is Seattle’s home of discount appliances for every kind of budget with a wide In Stock catalog and Clearance catalog on top of our full catalog of the best appliance brands.

And together with appliance promotions and rebates, shoppers who finance from Albert Lee can even get instant cash savings or free appliances when financing eligible appliances.

What Can I Finance from Albert Lee?

A better question to ask is, what can’t you finance at Albert Lee? Whether online or at one of our showrooms, at Albert Lee, you’ll find all your major appliance needs for the home and outdoors, plus small appliances for all the jobs in between.

Refrigerator Financing

On average, a refrigerator will cost between $1,000 and $2,000, but broken over a period of monthly payments, financing a new refrigerator is easier on the pockets than a large one-time charge. That means you also get a little wiggle room to explore upgraded refrigerator models with special financing offers.

Explore Refrigerators

Financing on Cooking Appliances

Building a culinary empire of cooking appliances is exciting. Appliance financing makes it possible to upgrade to high-performance cooking appliances to create meals like the pros at home. Explore a full suite of kitchen appliances at Albert Lee, from gas ranges to induction cooking appliances ready for the future of home cooking, plus microwaves, ovens, and more.

Explore Cooking Appliances

Dishwasher Financing

The importance of hygiene is greater than ever. If your current dishwasher is over 10 years old or if it doesn’t have a sanitizing cycle, financing a new dishwasher is an affordable way to ensure you and your family stay healthy. Finance Albert Lee dishwashers $400 and up from best-selling brands like GE, Whirlpool, Samsung, and LG!

Explore Dishwashers

Washer and Dryer Financing

The best way to optimize the washing and drying of your wardrobe is with a matching laundry pair. However, purchasing a laundry bundle isn’t always easy on the wallet. When you finance washer and dryer duos, you can depend on compatible laundry appliances that work efficiently to help clean your clothes clean and free of harmful bacteria.

Of course, Albert Lee also sells washers and dryers separately! Explore more below to see the latest and greatest washers and dryers in Seattle!

Explore Laundry Appliances

Financing on Kitchen Appliance Packages

Planning a big kitchen project? How would you like to save up to 20 percent on kitchen appliances? When you buy three or more on a kitchen appliance package, it’s possible! Best of all, with appliance financing through Albert Lee, you can save on kitchen appliance suites from brands like KitchenAid, Café, GE, and Whirlpool and pay those savings off over a period of time.

Explore Kitchen Appliance Packages

Other Financeable Appliances at Albert Lee:

Reasons You Should Finance Through Albert Lee

Appliance financing is only as good as the place you do it through, which is why Albert Lee is the best place to finance appliances in Puget Sound. Here’s why:

✓ We Have the Best Selection

With 90+ Brands — including 11 exclusive brands found only at Albert Lee — we’re your one-stop-shop for major appliances for every kind of budget, lifestyle, and home aesthetic. Unlike other local appliance stores that finance only a few brands, we carry virtually every major appliance manufacturer, so you get even more bang for your buck.

✓ We Provide A+ Delivery & Installation
Our commitment to quality doesn’t stop once you leave our doors. We bring our hospitality to your home with a team of expert appliance installers and deliverers Seattle and surrounding Puget Sound areas can trust.

We’re Seattle’s Trusted Appliance Dealer

Albert Lee is a proud Puget Sound business, and we’re not afraid to show it. Whether it’s one-on-one with homeowners or with a team of builders, we’re the locally-owned appliance store Seattle trusts. Take it from the pros Lyndsay & Leslie from HGTV’s “Unsellable Houses.”

Financing appliances is an easy solution for buyers who want flexibility, peace of mind, and financial liberty from appliance shopping. Whether you have no credit or bad credit, we work with every individual to make it possible to finance appliances and help you build a dream home.

Appliance Financing FAQs

Here are a few more takeaways to consider if you’re thinking about financing appliances from Albert Lee.

What credit score do you need to finance appliances?

If you think putting appliances on finance and bed credit aren’t possible, think again. While each application is unique, a credit score between 580 and 669 is typically enough for shoppers to qualify for appliance financing.

Does buy now pay later affect credit score?

Buy now, pay later loans (BNPL loans) do not affect credit score the way major credit cards do. However, a good payment history can help boost a buyer’s credit.

Why Trust Us?

Since 1939, Albert Lee Appliance, a three-generation, family-owned business, continues to grow and serve the greater Seattle area with quality you can count on and service you can trust. We are proud to have served this community for so long and wouldn’t be here without our loyal customers. There is a reason why we are Washington’s largest independent appliance dealer, and it’s not a secret. Simply put: We have the experience. We are the original appliance experts for over eight decades (and counting).

Finance Appliances in Seattle at Albert Lee

At Albert Lee Appliance, we provide quality name-brand appliances for great prices. Shop appliances online or visit us today at one of our locations in Puget Sound, WA. In the meantime, browse our website to shop Albert Lee appliance sales and check out Albert Lee appliance reviews online to ensure every purchase is an informed one. More available than ever, our experts at Albert Lee Appliance are always happy to help you find an appliance financing solution, whether you call us or use our online chat feature. Contact us today!

Learn More: Discover Painless Shopping at Albert Lee Appliance